Dave Ramsey

So Josh and I have been following Dave for the past year and a half trying to pay most, if not all of our debt off except our house.

Its not been easy but I want to keep a record of our progress. I had found something I had written in the back of a journal that I keep for meeting notes at work. I added where we are almost exactly 2 years later (even though we really didn't start until January/February of 2012). Then looking to where we want to be in another year.

                                          8/23/11                    1/26/12                   8/19/13                        

Lindsey Car                     $14,985                    $11,800                   $0!                                  

Josh's Car                        $18,250                    $16,300                  $5,000                            

Josh's Student loan          $22,000                     $20,800                  $19,282                          

Lindsey's Student Loan   $21,250                     $20,600                  $16,718                         
___________________________________________________________

                                     $76,485                     $69,500                  $41,000                     

With Jake out of daycare and soon to be 2 cars paid off hopefully we can breeeze through Josh's SL. We paid so much in interest alone (as you can see not much progress has been made thus far since we were paying the cars off first). The debt was even more if you think about it because I bought my car 1/1/2011 at around 20K so we put a lot on it to get it to the point we were at even in August.

I feel like we have made a lot of progress yet we can't stop now. 41K is still a large number. So I hope I can update a year and it really will look like how we have it laid out. Fingers crossed.